3.2.0 Safe to install
Mariner Finance: A Flexible Financing Solution
Offering a range of personal loans and flexible payment options, Mariner Finance aims to assist customers with their financial needs but may lack competitive interest rates.
Access your Mariner Finance Customer Account Center on the go with the Mariner Finance mobile app. The app provides convenient features for Mariner Finance customers:
- Monitor your account activity
- Set up auto pay to ensure you never miss a payment
- Make monthly payments on your existing loan
- Apply for a new loan
- View your current offers
- Find a branch near you
Please note that the Mariner Finance mobile app is exclusively for Mariner Finance customers with a loan account. Mariner Finance, LLC is a Non-Bank Financial Company that serves as a Loan Processor offering Personal Consumer Loans. We use Bank of America as our primary registered bank ACH processor.
A personal loan from Mariner Finance can be used for various purposes, such as home improvement projects, vacations, weddings, debt consolidation, and unexpected expenses. We offer personal loans ranging from $1,000 to $25,000 with flexible loan terms ranging from 12 to 60 months. The APRs on our loans range from 20.99% to 35.99%, with specific minimum and maximum amounts determined by the applicant's state of residence and the loan underwriting process.
The stated APR represents the annual cost of credit and is determined based on the applicant's creditworthiness at the time of application, subject to state law limitations. The stated APR represents the potential range of APRs applicable, subject to state law limitations and individual underwriting decisions. It's important to note that not all applicants will qualify for the lowest rate. Loans not secured by a vehicle generally have higher APRs, and the most favorable rates typically apply to highly creditworthy borrowers. All terms and conditions, including the APR, will be disclosed during the application process.
For illustrative purposes, let's consider an example: if a borrower were to finance $5,000.00 with an APR of 31.99% and an interest rate of 30.76%, including a finance charge of $3,922.72, the borrower would make 48 monthly payments of $185.89, totaling $8,922.72 in payments. Please note that the amount financed may not be the net proceeds paid if other charges, aside from interest, are included in the loan.
Overview
Mariner Finance is a Freeware software in the category Business developed by Mariner Finance, LLC.
The latest version of Mariner Finance is 3.2.0, released on 07/03/2024. It was initially added to our database on 10/23/2023.
Mariner Finance runs on the following operating systems: Android/iOS.
Users of Mariner Finance gave it a rating of 4 out of 5 stars.
Pros
- The application is user-friendly and easy to navigate.
- It allows for quick access to account information such as balance, due dates, and payment history.
- Customers can easily make payments and schedule future payments within the app.
- Provides personalized loan offers and recommendations based on individual financial situations.
- The app offers secure access with options like fingerprint and facial recognition for biometric authentication.
Cons
- Some users have reported occasional glitches and technical issues with the app.
- The application may lack some advanced features that are available in other banking or loan management apps.
- There could be limited customer support options within the app for resolving issues or concerns quickly.
FAQ
What types of loans does Mariner Finance offer?
Mariner Finance offers personal loans, auto loans, home improvement loans, and debt consolidation loans.
How can I apply for a loan with Mariner Finance?
You can apply for a loan online through their website or in person at one of their branch locations.
What are the eligibility requirements for a loan?
Eligibility requirements may vary, but generally you need to be at least 18 years old, have a valid ID, and proof of income.
How long does it take to get approved for a loan?
Loan approval times can vary, but many applications receive a decision within 24 hours.
What is the maximum loan amount I can borrow?
The maximum loan amount varies by state and individual financial profile, but it can go up to $25,000.
Are there fees associated with taking out a loan?
Yes, there may be origination fees, late payment fees, and other charges depending on the terms of the loan.
Can I pay off my loan early without penalty?
Yes, Mariner Finance typically allows early repayment without any prepayment penalties.
What happens if I miss a payment?
If you miss a payment, you may incur late fees and it could negatively impact your credit score. It’s important to contact Mariner Finance if you’re having trouble making payments.
Is there an option for refinancing my loan with Mariner Finance?
Yes, Mariner Finance offers refinancing options to help lower your monthly payments or consolidate debt.
How can I contact customer service for assistance?
You can contact Mariner Finance customer service through their website, by phone, or by visiting a local branch.
Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
Latest Reviews by Pete Milner
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